Some of the best affordable health insurance plans start from as low as around $390 per month for individuals, while for families, the lowest premium payable would be around $1020. For seniors over the age of 55, an affordable health insurance would be a comprehensive senior citizen Mediclaim insurance policy. Rising costs in healthcare make seniors look out for affordable health insurance policies that take their interests into consideration. With cash benefits of up to $20,000 without any requirement of medical examinations, there are affordable health insurance policies for seniors from companies like Lincoln Heritage.

Affordable health insurance just became more feasible with the extension of the enrollment period in New York State, thus giving more time to research and find the best health insurance plan at the lowest possible cost for those looking for one.

While only about 6% of New Yorkers are uninsured, there are about 6 million people who have chosen to enroll in HMO medical insurance, i.e., a Health Maintenance Organization (HMO) plan that lets you consult a specialist with prior permission and covers the cost either partially or entirely. For people residing in New York State, there is Family Health Plus, which is a public health insurance program for people between 19 and 64 years of age without health insurance and having incomes that do not qualify for Medicaid; Healthy NY, which is health Insurance for Uninsured workers whose employers do not provide them with insurance; and the New York Medicaid Program for those who don’t have the means to pay for medical care are the three options.

Irrespective of whether you are a serious user of your health insurance or only an occasional enjoyer of its benefits, there are affordable health insurance plans for those residing in Georgia too. The Georgia Department of Community Health, the Georgia PeachCare for Kids, and the Georgia Department of Community Health Directory are the general sources Georgia residents go to for procuring their affordable health insurances.

You can get health insurance quotes from the more than 180 national insurance companies offering affordable health insurance based on where you reside, and whether you are an individual, family or employer.