7 types of coverage offered by A-MAX Auto Insurance
In almost every state of the country, vehicle owners are legally required to purchase and maintain auto insurance. No matter how much of a skilled driver you are, car accidents are inevitable. The worst part is that these occur at the most inconvenient times. This is why it is always useful to have good and low-cost auto insurance to take care of you and your car at all times. With a good auto insurance policy, all the costs related to the repairs of your car as well as the medical expenses in the case of an accident will be covered.
With a goal to ease your auto insurance woes, A-MAX Auto Insurance offers a variety of auto insurance. Herein, we discuss the various types of auto insurance coverage provided by them.
Liability insurance
To pay for the repair and replacement of other drivers’ cars and pay for the other driver’s medical expenses in case you are at fault, liability insurance is required. This coverage comprises of bodily injury liability and property damage liability, which are generally the minimum state-required coverage that must be purchased by a car owner.
Comprehensive and collision insurance
Comprehensive and collision insurance offers complete protection for your car in the case of an accident, regardless of who is at fault. This insurance covers damages sustained by your car due to a cause other than a collision with an object or another vehicle. The causes can include collision with an animal, theft, and vandalism. With A-MAX Auto Insurance, you get multiple options for affordable insurance deductibles.
Personal injury protection insurance
In the event of an accident, personal injury protection (PIP) insurance will cover medical and funeral expenses or lost wages incurred by any passengers injured in a car that belongs to the insurance holder. This is regardless of who is at fault for the accident. There are no standard deductibles involved before this type of insurance pays out. PIP does not cover property damage.
Medical payments coverage
No matter who is at fault, medical payments coverage will include hospital, treatment, and funeral costs incurred due to the accident. There are no deductibles involved before medical payments coverage starts paying out. The payout is on per person basis.
Uninsured and underinsured motorist protection
A-MAXÂ Auto Insurance provides various types of uninsured motorist protection. Uninsured motorist insurance or Uninsured Motorist Bodily Injury Insurance that covers medical expenses incurred due to an accident due to an uninsured driver or a hit-and-run driver. Uninsured Motorist Property Damage Insurance covers expenses incurred due to an accident caused by a hit-and-run driver or an uninsured driver. Underinsured motorist insurance covers car damage due to an accident caused by an insured driver who does not have sufficient coverage limits.
Towing and roadside assistance coverage
A-MAX Auto Insurance offers an optional add-on of towing and roadside assistance in case towing services are required after an accident. This coverage requires an extra-low monthly premium.
Rental reimbursement
In case your car is damaged and is in the repair shop, you might want a rental car. Rental reimbursement will cover the expenses of this. A-MAX Auto Insurance offers this as optional coverage. There are numerous limits to choose from, and you can check the online vehicle insurance quote for this on their official website.